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Discover Motiva Card

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Intro APRIntro PeriodRegular APRAnnual Fee
3.9%*6 Months on Purchases 12 Months on Balance Transfers*10.99%*None*


  • Cash
    Rewards for your good credit management!*

  • Get a Pay-On-Time BonusSM equal to a full month’s interest every
    time you make 6 on-time payments in a row—twice a year, every year

  • 5%
    to 20% Cashback Bonus® at top retailers through our
    exclusive online shopping site

  • Up
    to 1% Cashback Bonus on all other purchases

  • Unlimited
    cash rewards

  • Increase,
    even double, your rewards when you redeem for gift cards from our 100 Cashback
    Bonus     Partners

  • No
    annual fee

  • Free
    payment by phone

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