| Intro APR | Intro Period | Regular APR | Annual Fee |
|---|
| 0%* | 6 Months* | 14.24%* | None* |
- 0% Fixed APR* for up to 6 months
- No Annual Fee
- 1,000 Bonus pts after first qualified purchase
- 3 points for every dollar spent at Borders®, Borders Express, Borders.com, Waldenbooks® and Waldenbooks.com
- 2 points for every dollar spent on eligible Gas, Dining and Grocery purchases
- 1 point for every dollar spent anywhere else
- No cap on points earned
- Redeem points for Cash or Rewards
