| Intro APR | Intro Period | Regular APR | Annual Fee |
|---|
| 2.90* | 6 Months* | 17.24%* | $45 (First Year Free)* |
- Earn 10,000 Starpoints® with your first purchase —
enough for up to 3 free nights
- Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
- Use Starpoints® for free nights and upgrades at over 825 participating Starwood
hotels and resorts in 95 countries
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer
programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at
participating Starwood properties and retail partners
- First year fee-free and $45 thereafter
